@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Inter:wght@300;400;500;600&display=swap');

*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --gold: #F5A623;
    --gold-hover: #d4891a;
    --teal: #1B5E8C;
    --teal-light: #2d7dae;
    --green: #1A5C2A;
    --cream: #F9F6EE;
    --dark: #1C1C1C;
    --gray: #4B5563;
    --glass-bg: rgba(255, 255, 255, 0.85);
    --glass-border: rgba(255, 255, 255, 0.4);
    --glass-shadow: 0 8px 32px rgba(0, 0, 0, 0.05);
}

/* ===== BASE SETTINGS ===== */
html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--dark);
    background: #fdfdfd;
}

/* ===== TYPOGRAPHY & LAYOUT ===== */
section {
    padding: 80px 6%;
    scroll-margin-top: 72px;
}

.section-label {
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--gold);
    margin-bottom: 10px;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(28px, 3.5vw, 42px);
    color: var(--teal);
    margin-bottom: 14px;
}

.section-sub {
    font-size: 16px;
    color: var(--gray);
    max-width: 560px;
    line-height: 1.7;
    margin-bottom: 50px;
}

/* ===== NAVIGATION ===== */
nav {
    position: sticky;
    top: 0;
    z-index: 200;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 10px 6%;
    background: var(--glass-bg);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.03);
    border-bottom: 1px solid var(--glass-border);
}

.nav-logo img {
    height: 60px;
    object-fit: contain;
}

.nav-links {
    display: flex;
    gap: 28px;
    list-style: none;
}

.nav-links a {
    text-decoration: none;
    color: var(--dark);
    font-size: 14px;
    font-weight: 500;
    transition: color 0.2s, transform 0.2s;
}

.nav-links a:hover, .nav-links a.nav-active {
    color: var(--gold);
    transform: translateY(-2px);
}

.nav-cta {
    background: linear-gradient(135deg, var(--gold), var(--gold-hover));
    color: #fff;
    border: none;
    padding: 10px 22px;
    border-radius: 25px;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 4px 15px rgba(245, 166, 35, 0.3);
    transition: transform 0.2s, box-shadow 0.2s;
}

.nav-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(245, 166, 35, 0.4);
}

/* Mobile Menu */
.burger {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    cursor: pointer;
    background: none;
    border: none;
    padding: 8px;
    z-index: 300;
}

.burger span {
    display: block;
    width: 26px;
    height: 3px;
    background: var(--teal);
    border-radius: 3px;
    transition: all 0.35s ease;
}

.burger.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.burger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.burger.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

.mob-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0, 0, 0, 0.55);
    backdrop-filter: blur(4px);
    z-index: 250;
    justify-content: flex-end;
}

.mob-overlay.open { display: flex; }

.mob-drawer {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    width: 78%;
    max-width: 300px;
    height: 100%;
    padding: 90px 24px 32px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    box-shadow: -6px 0 30px rgba(0, 0, 0, 0.18);
    transform: translateX(100%);
    transition: transform 0.35s ease;
}

.mob-overlay.open .mob-drawer { transform: translateX(0); }

.mob-drawer a {
    padding: 13px 16px;
    font-size: 15px;
    font-weight: 500;
    color: var(--dark);
    text-decoration: none;
    border-radius: 10px;
    transition: background 0.2s, color 0.2s;
}

.mob-drawer a:hover, .mob-drawer a.nav-active {
    background: var(--cream);
    color: var(--teal);
}

.mob-drawer .mob-cta {
    margin-top: 14px;
    background: var(--gold);
    color: #fff !important;
    text-align: center;
    border-radius: 25px;
    font-weight: 600;
}

/* ===== PAGE ROUTING (SPA) ===== */
.page {
    display: none !important;
    visibility: hidden !important;
    height: 0 !important;
    overflow: hidden !important;
}

.page.active {
    display: block !important;
    visibility: visible !important;
    height: auto !important;
    overflow: visible !important;
}

/* ===== HOME HERO ===== */
#home {
    min-height: 92vh;
    display: flex;
    align-items: center;
    background: radial-gradient(circle at top left, var(--cream), #e8f4e8);
    padding: 60px 6%;
}

.hero-wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    width: 100%;
}

.hero-badge {
    display: inline-block;
    background: linear-gradient(135deg, var(--gold), var(--gold-hover));
    color: #fff;
    font-size: 12px;
    font-weight: 700;
    padding: 5px 14px;
    border-radius: 20px;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 20px;
    box-shadow: 0 4px 12px rgba(245, 166, 35, 0.2);
}

.hero-content h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(34px, 4.5vw, 54px);
    line-height: 1.15;
    color: var(--teal);
    margin-bottom: 20px;
}

.hero-content h1 span {
    color: var(--gold);
}

.hero-content p {
    font-size: 17px;
    line-height: 1.7;
    color: var(--gray);
    margin-bottom: 36px;
}

.hero-btns {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.btn-primary {
    background: linear-gradient(135deg, var(--gold), var(--gold-hover));
    color: #fff;
    padding: 14px 30px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 15px;
    text-decoration: none;
    transition: transform 0.2s, box-shadow 0.2s;
    box-shadow: 0 4px 15px rgba(245, 166, 35, 0.3);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(245, 166, 35, 0.4);
}

.btn-secondary {
    border: 2px solid var(--teal);
    color: var(--teal);
    padding: 12px 28px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 15px;
    text-decoration: none;
    transition: all 0.2s;
}

.btn-secondary:hover {
    background: var(--teal);
    color: #fff;
    box-shadow: 0 4px 15px rgba(27, 94, 140, 0.3);
}

.hero-logo-box img {
    max-width: 400px;
    width: 100%;
    filter: drop-shadow(0 20px 40px rgba(0, 0, 0, 0.12));
    animation: float 6s ease-in-out infinite;
}

@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-15px); }
    100% { transform: translateY(0px); }
}

.hero-stats {
    display: flex;
    gap: 36px;
    margin-top: 50px;
    flex-wrap: wrap;
}

.stat h3 {
    font-size: 30px;
    font-weight: 700;
    color: var(--gold);
}

.stat p {
    font-size: 13px;
    color: var(--gray);
}

/* ===== ABOUT SECTION ===== */
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.about-img-box {
    background: linear-gradient(135deg, var(--green), #2e8b57);
    border-radius: 20px;
    height: 380px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    position: relative;
    box-shadow: 0 15px 40px rgba(26, 92, 42, 0.2);
}

.about-img-box img {
    max-width: 80%;
    max-height: 80%;
    object-fit: contain;
    animation: floatGlow 4s ease-in-out infinite;
}

@keyframes floatGlow {
    0% { transform: translateY(0px); filter: drop-shadow(0 5px 15px rgba(245, 166, 35, 0.2)); }
    50% { transform: translateY(-15px); filter: drop-shadow(0 20px 40px rgba(245, 166, 35, 0.8)); }
    100% { transform: translateY(0px); filter: drop-shadow(0 5px 15px rgba(245, 166, 35, 0.2)); }
}

.about-points { list-style: none; margin-top: 24px; }
.about-points li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 15px;
    line-height: 1.6;
}
.about-points li .dot {
    min-width: 10px; height: 10px;
    background: var(--gold);
    border-radius: 50%;
    margin-top: 6px;
    box-shadow: 0 0 8px var(--gold);
}

/* ===== SERVICES ===== */
#services { background: var(--cream); }

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
    gap: 28px;
}

/* Glassmorphism Service Cards */
.service-card {
    background: var(--glass-bg);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid var(--glass-border);
    border-top: 4px solid transparent;
    border-radius: 16px;
    padding: 32px 28px;
    box-shadow: var(--glass-shadow);
    transition: transform 0.3s, box-shadow 0.3s, border-top-color 0.3s;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1);
    border-top-color: var(--gold);
}

.service-icon {
    width: 58px; height: 58px;
    background: linear-gradient(135deg, #f0f4f8, var(--cream));
    border-radius: 14px;
    display: flex; align-items: center; justify-content: center;
    font-size: 28px; margin-bottom: 20px;
    box-shadow: inset 0 2px 5px rgba(255,255,255,0.8), 0 4px 10px rgba(0,0,0,0.05);
}

.service-card h3 {
    font-size: 18px; font-weight: 600; color: var(--teal); margin-bottom: 10px;
}

.service-card p {
    font-size: 14px; color: var(--gray); line-height: 1.7;
}

/* ===== WHY CHOOSE US ===== */
#why {
    background: linear-gradient(135deg, var(--teal), var(--teal-light));
    color: #fff;
}

#why .section-title { color: var(--gold); }
#why .section-sub { color: rgba(255, 255, 255, 0.85); }

.why-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
    gap: 28px;
}

.why-card {
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(8px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 14px;
    padding: 28px 24px;
    text-align: center;
    transition: transform 0.3s;
}

.why-card:hover { transform: translateY(-5px); }
.why-card .icon { font-size: 36px; margin-bottom: 14px; }
.why-card h4 { font-size: 16px; font-weight: 600; margin-bottom: 8px; }
.why-card p { font-size: 13px; color: rgba(255, 255, 255, 0.7); line-height: 1.6; }

/* ===== TESTIMONIALS ===== */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
    gap: 28px;
}

.testi-card {
    background: var(--cream);
    border-radius: 16px;
    padding: 28px 24px;
    border-left: 4px solid var(--gold);
    box-shadow: 0 4px 15px rgba(0,0,0,0.04);
}

.testi-card p {
    font-size: 15px; line-height: 1.7; font-style: italic; margin-bottom: 20px;
}

.testi-author { display: flex; align-items: center; gap: 12px; }
.testi-avatar {
    width: 44px; height: 44px;
    background: linear-gradient(135deg, var(--teal), var(--teal-light));
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: #fff; font-weight: 700; font-size: 16px;
}
.testi-author h5 { font-size: 14px; font-weight: 600; }
.testi-author span { font-size: 12px; color: var(--gray); }
.stars { color: var(--gold); font-size: 14px; margin-bottom: 12px; }

/* ===== CALCULATORS ===== */
#calculators { background: var(--cream); }

.calc-tabs { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 36px; }

.calc-tab {
    padding: 10px 22px;
    border-radius: 25px;
    border: 2px solid var(--teal);
    background: #fff;
    color: var(--teal);
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
}

.calc-tab.active, .calc-tab:hover {
    background: var(--teal);
    color: #fff;
    box-shadow: 0 4px 15px rgba(27, 94, 140, 0.3);
}

.calc-box { display: none; }
.calc-box.active { display: block; animation: fadeIn 0.4s ease; }
.calc-box.hidden { display: none !important; }

/* Glassmorphism Calculator Layout */
.calc-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
    background: var(--glass-bg);
    backdrop-filter: blur(12px);
    border: 1px solid var(--glass-border);
    padding: 40px;
    border-radius: 20px;
    box-shadow: var(--glass-shadow);
}

.calc-inputs h3 {
    font-family: 'Playfair Display', serif;
    font-size: 24px; color: var(--teal); margin-bottom: 6px;
}

.calc-desc { font-size: 14px; color: var(--gray); margin-bottom: 28px; }

.input-group { margin-bottom: 22px; }
.input-group label {
    display: block; font-size: 13px; font-weight: 600; color: var(--dark); margin-bottom: 8px;
}

.input-group input[type=number] {
    width: 100%;
    padding: 11px 14px;
    border: 1.5px solid #e5e7eb;
    border-radius: 10px;
    font-size: 15px; font-weight: 600; color: var(--teal);
    outline: none; margin-bottom: 8px;
    transition: border-color 0.2s, box-shadow 0.2s;
}

.input-group input[type=number]:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(245, 166, 35, 0.2);
}

.input-group input[type=range] {
    width: 100%; accent-color: var(--gold); cursor: pointer;
}

.calc-result { text-align: center; }

.result-ring {
    width: 220px; height: 220px;
    border-radius: 50%;
    background: conic-gradient(var(--gold) 0% 50%, var(--teal) 50% 100%);
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 28px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
    transition: background 0.5s ease;
}

.ring-inner {
    width: 180px; height: 180px;
    background: #fff;
    border-radius: 50%;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    box-shadow: inset 0 4px 10px rgba(0,0,0,0.05);
}

.ring-label { font-size: 13px; color: var(--gray); }
.ring-value {
    font-size: 20px; font-weight: 700; color: var(--teal);
    word-break: break-all; text-align: center; padding: 0 8px; line-height: 1.3;
}

.result-breakdown { display: flex; flex-direction: column; gap: 14px; text-align: left; }
.rb-item { display: flex; align-items: center; gap: 14px; }
.rb-dot { width: 14px; height: 14px; border-radius: 50%; min-width: 14px; }
.rb-dot.invested { background: var(--gold); box-shadow: 0 0 8px var(--gold); }
.rb-dot.gains { background: var(--teal); box-shadow: 0 0 8px var(--teal); }

.rb-item p { font-size: 13px; color: var(--gray); margin-bottom: 2px; }
.rb-item strong { font-size: 16px; color: var(--dark); }

.calc-actions { display: flex; gap: 12px; margin-top: 20px; flex-wrap: wrap; }

.btn-dl {
    display: inline-flex; align-items: center; gap: 8px;
    background: linear-gradient(135deg, var(--green), #145222);
    color: #fff; padding: 11px 20px; border-radius: 25px;
    font-size: 14px; font-weight: 600; border: none; cursor: pointer;
    transition: transform 0.2s, box-shadow 0.2s; text-decoration: none;
}
.btn-dl:hover { transform: translateY(-2px); box-shadow: 0 4px 12px rgba(26,92,42,0.3); }

.btn-wa {
    display: inline-flex; align-items: center; gap: 8px;
    background: linear-gradient(135deg, #25D366, #1aab52);
    color: #fff; padding: 11px 20px; border-radius: 25px;
    font-size: 14px; font-weight: 600; border: none; cursor: pointer;
    transition: transform 0.2s, box-shadow 0.2s;
}
.btn-wa:hover { transform: translateY(-2px); box-shadow: 0 4px 12px rgba(37,211,102,0.3); }

/* ===== FAQ ===== */
.faq-wrap { max-width: 820px; margin: 0 auto; }
.faq-cats { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 30px; }

.faq-cat {
    padding: 8px 18px; border-radius: 20px; border: 2px solid var(--teal);
    background: #fff; color: var(--teal); font-size: 13px; font-weight: 600;
    cursor: pointer; transition: all 0.2s;
}
.faq-cat.active, .faq-cat:hover { background: var(--teal); color: #fff; }

.faq-list { display: flex; flex-direction: column; gap: 14px; }

.faq-item {
    background: var(--cream);
    border-radius: 14px;
    overflow: hidden;
    border: 1px solid transparent;
    transition: border-color 0.3s;
}

.faq-item:hover { border-color: var(--gold); }

.faq-q {
    width: 100%; background: none; border: none; padding: 20px 24px;
    display: flex; justify-content: space-between; align-items: center;
    cursor: pointer; text-align: left; font-family: 'Inter', sans-serif;
}
.faq-q span { font-size: 15px; font-weight: 600; color: var(--teal); flex: 1; padding-right: 16px; }

.faq-ico {
    width: 30px; height: 30px; min-width: 30px;
    background: #fff; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 18px; color: var(--gold); font-weight: 700;
    transition: transform 0.3s, background 0.3s;
    box-shadow: 0 2px 6px rgba(0,0,0,0.05);
}

.faq-item.open .faq-ico { transform: rotate(45deg); background: var(--gold); color: #fff; }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s ease, padding 0.3s; padding: 0 24px; }
.faq-item.open .faq-a { max-height: 300px; padding: 0 24px 20px; }
.faq-a p { font-size: 14px; color: var(--gray); line-height: 1.8; border-top: 1px solid #e5e7eb; padding-top: 16px; }

/* ===== CONTACT ===== */
.contact-info { display: flex; flex-direction: column; gap: 24px; max-width: 580px; }
.ci { display: flex; gap: 16px; align-items: flex-start; }
.ci-ico {
    width: 46px; height: 46px;
    background: linear-gradient(135deg, var(--gold), var(--gold-hover));
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; min-width: 46px; color: #fff;
    box-shadow: 0 4px 10px rgba(245, 166, 35, 0.3);
}
.ci h4 { font-size: 14px; font-weight: 600; margin-bottom: 4px; }
.ci p { font-size: 14px; color: var(--gray); }

/* Float WhatsApp */
.wa-float {
    position: fixed; bottom: 28px; right: 28px; z-index: 999;
    width: 58px; height: 58px;
    background: #25D366; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 28px; box-shadow: 0 6px 20px rgba(37, 211, 102, 0.45);
    text-decoration: none; transition: transform 0.2s;
}
.wa-float:hover { transform: scale(1.12); }

.wa-tip {
    position: absolute; right: 68px;
    background: #1C1C1C; color: #fff; font-size: 13px; padding: 6px 12px;
    border-radius: 8px; white-space: nowrap; opacity: 0;
    pointer-events: none; transition: opacity 0.2s;
}
.wa-float:hover .wa-tip { opacity: 1; }

/* ===== FOOTER ===== */
footer { background: var(--dark); color: rgba(255, 255, 255, 0.7); padding: 40px 6%; }
.ft-inner { display: flex; justify-content: flex-start; align-items: flex-start; flex-wrap: wrap; gap: 80px; margin-bottom: 24px; }
.ft-logo { margin-right: auto; }
.ft-logo img { height: 70px; object-fit: contain; }
.ft-tag { font-size: 13px; color: rgba(255, 255, 255, 0.45); font-style: italic; margin-top: 6px; }
.ft-links { display: flex; flex-direction: column; gap: 10px; }
.ft-links a { color: rgba(255, 255, 255, 0.6); text-decoration: none; font-size: 13px; transition: color 0.2s; }
.ft-links a:hover { color: var(--gold); }
.ft-bottom { border-top: 1px solid rgba(255, 255, 255, 0.1); padding-top: 18px; font-size: 12px; text-align: center; color: rgba(255, 255, 255, 0.45); }
.ft-bottom span { color: var(--gold); }

/* ===== BLOGS PAGE / SIP GUIDE (Subpages) ===== */
.page-hero {
    background: radial-gradient(circle at top right, var(--cream), #e8f4e8);
    padding: 80px 6% 60px; text-align: center;
}
.page-hero .hero-badge {
    display: inline-block; background: var(--gold); color: #fff; font-size: 12px;
    font-weight: 700; padding: 5px 14px; border-radius: 20px; letter-spacing: 1px;
    text-transform: uppercase; margin-bottom: 20px;
}
.page-hero h1 { font-family: 'Playfair Display', serif; font-size: clamp(32px, 4vw, 52px); color: var(--teal); margin-bottom: 16px; line-height: 1.2; }
.page-hero h1 span { color: var(--gold); }
.page-hero p { font-size: 17px; color: var(--gray); max-width: 600px; margin: 0 auto 32px; line-height: 1.7; }

/* Blogs Grid */
.blogs-filter { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 40px; }
.bf-btn {
    padding: 8px 20px; border-radius: 25px; border: 2px solid var(--teal);
    background: #fff; color: var(--teal); font-size: 13px; font-weight: 600;
    cursor: pointer; transition: all 0.2s;
}
.bf-btn.active, .bf-btn:hover { background: var(--teal); color: #fff; }

.blogs-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 28px; }

.blog-card {
    background: #fff; border-radius: 16px; overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05); transition: transform 0.3s, box-shadow 0.3s;
    border: 1px solid #f0f0f0; display: flex; flex-direction: column;
}
.blog-card:hover { transform: translateY(-6px); box-shadow: 0 14px 36px rgba(0, 0, 0, 0.1); }
.blog-thumb { width: 100%; height: 180px; display: flex; align-items: center; justify-content: center; font-size: 52px; }
.blog-body { padding: 22px 24px 20px; flex: 1; display: flex; flex-direction: column; }
.blog-meta { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; flex-wrap: wrap; }
.blog-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; padding: 3px 10px; border-radius: 20px; background: var(--cream); color: var(--teal); }
.blog-date { font-size: 12px; color: var(--gray); }
.blog-card h3 { font-family: 'Playfair Display', serif; font-size: 17px; color: var(--teal); margin-bottom: 8px; line-height: 1.4; }
.blog-card p { font-size: 14px; color: var(--gray); line-height: 1.7; flex: 1; }
.blog-read { display: inline-flex; align-items: center; gap: 6px; margin-top: 14px; color: var(--gold); font-size: 13px; font-weight: 600; text-decoration: none; transition: gap 0.2s; }
.blog-read:hover { gap: 10px; }

.blog-search {
    width: 100%; max-width: 480px; padding: 12px 20px; border-radius: 30px;
    border: 2px solid #e5e7eb; font-size: 15px; font-family: 'Inter', sans-serif;
    outline: none; transition: border-color 0.2s; margin-bottom: 28px;
}
.blog-search:focus { border-color: var(--teal); }
.no-results { display: none; text-align: center; padding: 60px 20px; color: var(--gray); }
.no-results.show { display: block; }

/* SIP Guide Specifics */
.sip-step-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 28px; }
.sip-step-card {
    background: #fff; border-radius: 16px; padding: 32px 28px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05); border-top: 4px solid var(--teal);
    transition: transform 0.3s, box-shadow 0.3s;
}
.sip-step-card:hover { transform: translateY(-5px); box-shadow: 0 14px 36px rgba(0, 0, 0, 0.1); }
.sip-step-num { font-size: 36px; font-weight: 700; color: var(--gold); font-family: 'Playfair Display', serif; margin-bottom: 10px; }
.sip-step-card h3 { font-size: 17px; font-weight: 600; color: var(--teal); margin-bottom: 8px; }
.sip-step-card p { font-size: 14px; color: var(--gray); line-height: 1.7; }

/* ===== MEDIA QUERIES ===== */
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

@media(max-width:900px) {
    .hero-wrap { grid-template-columns: 1fr; }
    .hero-logo-box { display: none; }
    .calc-grid { grid-template-columns: 1fr; padding: 30px 20px; }
}

@media(max-width:768px) {
    .burger { display: flex !important; }
    .nav-links, .nav-cta { display: none !important; }
    .about-grid { grid-template-columns: 1fr; }
    .services-grid, .why-grid { grid-template-columns: 1fr 1fr; }
    .testimonials-grid, .blogs-grid { grid-template-columns: 1fr; }
    section { padding: 60px 5%; }
    nav { padding: 10px 5%; }
}

@media(max-width:480px) {
    .services-grid, .why-grid { grid-template-columns: 1fr; }
    .hero-btns { flex-direction: column; }
    .calc-tab { padding: 8px 12px; font-size: 12px; }
    .result-ring { width: 180px; height: 180px; }
    .ring-inner { width: 140px; height: 140px; }
    .ring-value { font-size: 16px; }
    .ft-inner { flex-direction: column; text-align: center; }
}