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Fixed Deposits

Secure your capital with high-yielding Corporate and Bank FDs offering better interest rates.

While equity investments provide growth, the foundation of every strong financial portfolio is absolute security and predictable income. Fixed Deposits (FDs) continue to be the cornerstone of debt investing for Indian families.

Beyond Traditional Bank FDs

Most investors simply open an FD with their primary savings bank without exploring better options. At Mango Wealth, we provide you access to a curated list of high-yielding FDs that offer significantly better interest rates than traditional banks, without compromising on safety.

Corporate FDs

Issued by top-rated NBFCs (Non-Banking Financial Companies) and manufacturing companies. Because they are not banks, they often offer interest rates that are 1% to 2.5% higher than standard bank FDs. We meticulously analyze the credit ratings (CRISIL, ICRA) of these companies and only recommend those with AAA or AA+ ratings, ensuring your principal remains secure.

Small Finance Banks (SFBs)

Regulated strictly by the RBI, Small Finance Banks often offer exceptionally attractive interest rates (sometimes exceeding 8-9%) to attract deposits. Deposits up to ₹5 Lakhs per bank are insured by DICGC (a subsidiary of the RBI), making them a highly lucrative and safe option for conservative investors.

The Power of FD Laddering

We do not lock all your money in a single tenure. If interest rates rise, you miss out. If you need sudden liquidity, you pay a penalty to break a large FD. We use FD "laddering" - breaking investments into multiple FDs of different tenures (e.g., 1 year, 2 year, 3 year). As each matures, you reinvest it at the highest available rate, ensuring you always have liquidity and benefit from changing interest rate cycles.

Calculate Your FD Returns

See how your money grows with compounding interest.

FD Calculator

Calculate Fixed Deposit maturity amount.

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Our FD Partners

Trusted financial institutions offering the best fixed deposit rates

Bajaj Finance
Mahindra Finance
Shriram Finance
PNB Housing Finance
ICICI Housing Finance

Ready to explore High-Yield FDs?

Book a free consultation with our wealth advisors to tailor a strategy that works for you.

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