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Wealth & Investment Calculators

Simulate mutual fund returns, model annual step-ups, plan monthly retirement cash flow, and reverse-calculate your life goals with our comprehensive financial engine.

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SIP Calculator

Calculate compounding returns for regular monthly mutual fund investments.

Total Value ₹23,23,391

Invested Amount

₹12,00,000

Est. Returns

₹11,23,391

*Disclaimer: Returns are strictly indicative and depend on market performance. Mutual funds are subject to market risks.

Which Calculator Should You Use?

Pick the right financial tool for your specific life stage and investment goal.

📈 Regular SIP Calculator

Best for monthly disciplined investments from salary. Calculates rupee cost averaging and power of compounding.

🚀 Step-Up SIP Calculator

Best for professionals expecting annual appraisals. Models how increasing SIP by 10% yearly doubles final corpus.

🏦 SWP Calculator (Pension)

Best for retirees and lumpsum holders seeking steady monthly cash flow while keeping principal invested.

🎯 Goal Planner (Inflation-Adjusted)

Reverse-calculates exact monthly SIP needed for specific targets like child college education or home purchase.

🏖️ Retirement Corpus Planner

Estimates total nest egg required to maintain lifestyle post-retirement based on monthly expenses and longevity.

🧠 Risk Profiler Quiz

Interactive 4-question assessment to determine whether Conservative, Moderate, or Aggressive allocation fits you.

Frequently Asked Questions

What is the benefit of using Step-Up SIP instead of a regular SIP?

A Step-Up SIP increases your investment in tandem with your income growth. Increasing your SIP by just 10% annually can result in over 100% higher accumulated wealth compared to a fixed flat SIP over 15 to 20 years.

How does Systematic Withdrawal Plan (SWP) work for retirement?

In an SWP, you invest a lumpsum amount in a mutual fund scheme (such as a hybrid or equity savings fund) and withdraw a fixed amount every month. The remaining balance stays invested and continues to generate returns, making it significantly more tax-efficient than bank FD interest.

Why adjust financial goals for inflation?

An MBA or engineering degree that costs Rs 20 Lakhs today will cost over Rs 50 Lakhs in 15 years at 6% education inflation. Our Goal Planner accounts for this future cost so you do not fall short.

Can I execute these plans directly through Mango Wealth?

Yes. Mango Wealth is an AMFI-Registered Mutual Fund Distributor (ARN-291288). We handle complete paperless onboarding, scheme selection, and ongoing portfolio management with zero advisory fees.

Need Help Translating These Projections into a Real Portfolio?

Book a free 30-minute consultation with our AMFI-registered advisor. We evaluate your risk profile, map your goals, and structure your funds for maximum tax efficiency.

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